Explore Discover it Miles and Apply Easily

Por Bruna Silva • atualizado há 1 week atrás

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How to Apply for the Discover it Miles: Step by Step

Getting this card is easier than it seems – all online, in just a few minutes. Here’s how to make your miles start piling up:

  1. Check Your Pre-Approval
    Head to https://www.discover.com/credit-cards/miles/ and look for “Check if I’m Pre-Approved.” Enter basics like name, address, and part of your SSN or ITIN. This won’t ding your score and hints at your odds.
  2. Gather Your Info
    Have ready: full name, address, SSN/ITIN, annual income (from work or elsewhere), and monthly expenses (like rent). You’ll need a FICO Score of 670+ and U.S. residency.
  3. Fill Out the Application
    On the same page, hit “Apply Now.” Enter your details in the fields and review the terms – like the variable APR from 18.24% to 27.24%.
  4. Submit and Get a Response
    Once you submit, approval might come instantly with your initial limit. If it’s under review, wait a few days. Questions? Call 1-800-347-2683.
  5. Wait for Delivery
    Approved? It arrives in 7-10 days. Activate it online or by phone with the number included in the shipment.

Tip: Try applying at night for potentially quicker processing. If denied, call for a review – a bit of context might help.

What to Do Once You Have It?

With the card in hand, download the Discover app to track spending and miles. Set up auto-payments to stay on track and leverage the initial APR. Want to max out the perk? Use it for everyday buys – $1,000 in 3 months nets 3,000 miles ($30) with the Miles Match.

How Does It Stack Up Against Others?

The Capital One Quicksilver gives 1.5% cashback but lacks an initial boost. The Citi Double Cash offers up to 2% (1% when you spend + 1% when you pay), without a travel focus. The Discover it Miles stands out for savings and the first-year push, great for those wanting a strong start.

Conclusion: Your Travels Are Calling!

The Discover it Miles bridges ease and gains, delivering miles with no annual fee and a perk that makes your first year worthwhile. With a clear application process and extras like no additional fees, it’s a smart pick for casual travelers or credit beginners. Visit https://www.discover.com/credit-cards/miles/ and grab yours – in no time, your spending could turn into destinations. So, tell me, what spot would you love to explore with your miles?

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